Powered by Smartsupp Oakshire Holding
The online bank that puts you first

Good banking for everyday people

Competitive rates, low fees and straightforward banking. No branches, just better value.

Refinance and get up to $3,000 cashback*

Home Loans

Digital Home Loan

Great rates with the convenience of online application and management.

Variable Rate
6.29%
p.a.
Learn more →

Fixed Rate Home Loan

Lock in your rate and enjoy payment certainty.

Rates from 5.99% p.a.
Compare fixed rates →

Investor Loans

Designed for property investors with competitive rates and flexible features.

Find out more →

Everyday Banking

SpendME Account

  • No monthly fees
  • Free everyday transactions
  • Visa Debit Card

ME Goal Saver

5.10 % p.a. bonus rate

Earn bonus interest when you grow your savings.

Term Deposits

Guaranteed returns with flexible terms from 3 months to 5 years.

View current rates →

About Oakshire Holding

Established in 1994, Oakshire Holding Bank was created as an alternative to the big four banks. We believe in making banking good again — better rates, lower fees, and real service.

$30B+
in assets
200,000+
happy customers
Helping Australians own their own home since 1994
Proud supporters of Breast Cancer Foundation